Legal

Privacy Policy

Color Glo Franchise Insurance Program — Operated by The Southern Agency, Inc.

Last updated: January 2025

1. About This Policy

This Privacy Policy describes how The Southern Agency, Inc. ("The Southern Agency," "we," "our," or "us") collects, uses, and shares information through the Color Glo Franchise Insurance Program website. This website is operated by The Southern Agency to present insurance coverage options for Color Glo franchise operators.

2. Information We Collect

We collect information you provide directly when you submit a coverage review request, contact us through the website, or communicate with our team. This information may include your name, email address, phone number, business name, franchise territory information, and details about your current insurance coverage.

We also collect certain usage data automatically, including your IP address, browser type, pages visited, and time spent on the site, through standard web analytics tools.

3. How We Use Your Information

We use information you provide to respond to your coverage review requests, provide insurance services, and communicate with you about the program. We do not sell your personal information to third parties.

We may share your information with insurance carriers and underwriters as needed to obtain quotes and bind coverage on your behalf, and with third-party service providers who support our operations.

4. Data Security

The Southern Agency implements commercially reasonable security measures to protect your information. No method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.

5. Third-Party Links

This website may contain links to third-party websites, including the Color Glo International corporate site and The Southern Agency website. We are not responsible for the privacy practices of those sites.

6. Contact

Questions about this Privacy Policy may be directed to: ColorGlo@TheSouthernAgency.com or (800) 777-1872.

.noscript-site { font-family: sans-serif; max-width: 900px; margin: 0 auto; padding: 24px; } .noscript-site nav a { margin-right: 16px; color: #009FE3; } .noscript-site h1 { font-size: 2rem; } .noscript-site h2 { font-size: 1.4rem; margin-top: 24px; } .noscript-site p { line-height: 1.6; color: #333; } .noscript-site ul { color: #333; line-height: 1.8; }

Color Glo Franchise Insurance Program

The Color Glo Franchise Insurance Program, administered by The Southern Agency, provides six coverage lines specifically organized around the risks of operating a Color Glo International mobile restoration franchise. Color Glo franchisees drive to every customer, work on valuable property at third-party locations, carry tools and colorants to every job, and serve commercial clients who require certificates of insurance. This program addresses every part of that operating reality.

Six Coverage Lines for Color Glo Franchise Operators

General Liability Insurance — Third-party bodily injury, property damage, and completed operations coverage for jobsite work at homes, dealerships, offices, marinas, and medical facilities.
Commercial Auto Insurance — Coverage for service vehicles, business-use driving to every job, and hired and non-owned auto liability for the mobile operating model.
Property Insurance — Coverage for product inventory, colorants, office equipment, and business assets at the franchisee's home, garage, or storage location.
Equipment / Inland Marine Insurance — Coverage for tools, repair kits, colorants, and supplies that travel with technicians to every job.
Garagekeepers Insurance — Coverage for customer vehicles in the franchisee's care, custody, or control during automotive restoration work.
Workers' Compensation Insurance — Statutory coverage for employed technicians protecting against injuries from driving, kneeling, lifting, and jobsite activity.

About The Southern Agency

The Southern Agency is an independent insurance agency with experience working across franchise systems. As an independent agency, the team accesses a broad panel of A-rated and admitted carriers — not just one — to find coverage that fits the specific risks of Color Glo International mobile restoration operations. The Southern Agency manages the coverage review, policy placement, commercial client certificate issuance, and annual renewal process for Color Glo franchise operators nationwide.

Franchisee Insurance Guide

Color Glo franchisees work across multiple types of restoration environments. The franchisee insurance guide covers coverage considerations organized by restoration type:

Contact The Southern Agency

Phone: (800) 777-1872
Email: ColorGlo@TheSouthernAgency.com
Request a Coverage Review