Insurance Built for
Color Glo Franchisees
Six coverage lines built around the vehicle, the tools, the customer's property, and the technicians in the field.
Why This Matters
Generic insurance was not built for a mobile restoration franchise.
Color Glo franchisees drive to every customer. They work on valuable customer property — vehicles, boats, aircraft interiors, furniture, and medical equipment — at third-party locations. They carry tools, colorants, and supplies to every job. Every one of those operating realities creates a specific coverage need.
The Color Glo franchise insurance program covers six core lines — general liability, commercial auto, property, equipment/inland marine, garagekeepers, and workers compensation — organized around how mobile restoration operations actually work.
The Program Advantage
What the Color Glo Franchise Insurance Program Delivers
Built Around Mobile Restoration Operations
Coverage guidance organized around the real exposures of a mobile restoration franchise — jobsite liability, service vehicles, customer property, tools, and field technicians.
All 6 Core Coverage Lines
General liability, commercial auto, property, equipment/inland marine, garagekeepers, and workers compensation — reviewed against your specific Color Glo operation.
Mobile Franchise–Specific Framing
Coverage is framed around the real risks of restoration work in the field — not generic commercial policies that were written for fixed-location retail businesses.
Commercial Client Certificates
Dealerships, property managers, medical offices, and commercial facilities require certificates of insurance. A complete program makes those requests simple to fulfill.
Scales With Territory Growth
Works for an owner-operator just starting out and for a multi-technician franchise expanding into additional vehicles, employees, and service areas.
Clear Renewal Process
Organized renewal support: updated vehicle schedules, payroll, equipment values, and operating territory — all reviewed annually with The Southern Agency.
Coverage
Coverage for the Business Behind Every Restoration Job
From the service vehicle to the jobsite, Color Glo franchise operators rely on their vehicles, their tools, their technicians, and their relationships with commercial clients. These are the six coverage lines built around that operating model.
Built Around Real Operations
Protect the technician, the tools, and the customer's property.
Color Glo International is a mobile restoration franchise. Operators drive to customers, work on valuable property, and bring their entire operating kit to every job. Coverage needs to address every part of that model — from the van to the jobsite.
- Mobile technicians traveling to every customer location
- Service vehicles, vans, and business-use auto exposure
- Restoration tools and product supplies on every job
- Automotive, marine, aircraft, and furniture restoration work
- Commercial client certificates and additional insured requests
- Employees and technicians in physical, field-based work
Coverage placed with carriers who understand restoration work.
Most insurers underwrite mobile restoration franchises poorly — misclassifying the operation, undervaluing the tools, and missing the customer vehicle exposure entirely. The Southern Agency works with A-rated and admitted carriers who know this business, so your coverage is priced accurately and structured to pay when something goes wrong.
The Insurance Program Booklet
The complete insurance program — in one place.
The Color Glo Franchise Insurance Program booklet walks through every coverage line, why it matters for your restoration operation, and how The Southern Agency structures coverage for Color Glo franchise owners — from solo owner-operators to multi-technician territories.
Get your Color Glo franchise covered right.
Start with a focused review built around your service vehicles, restoration operations, technicians, commercial client requirements, and franchise territory. No cost. No obligation.