Legal

Disclaimer

Color Glo Franchise Insurance Program — Operated by The Southern Agency, Inc.

Effective: January 2025

Insurance Information Disclaimer

This website is operated by The Southern Agency, Inc., an independent insurance agency, to present the Color Glo Franchise Insurance Program. The Southern Agency is an independent insurance agency and is not affiliated with Color Glo International, Inc. The Southern Agency presents insurance coverage options organized around Color Glo franchise operations through this website.

No Coverage Guarantee

The coverage descriptions, examples, and information provided on this website are for general educational purposes only. They do not constitute a promise, representation, or guarantee of any specific coverage, pricing, policy terms, or claim outcome. All coverage is subject to individual underwriting, carrier approval, and the specific terms, conditions, and exclusions of the policy issued.

Franchise Agreement Requirements

This website references insurance requirements that are commonly associated with Color Glo franchise agreements. The actual requirements applicable to any individual franchisee are contained in their specific franchise agreement, disclosure document, and any written communications from Color Glo International, Inc. The Southern Agency encourages all franchise owners to review their franchise agreement insurance obligations independently and to confirm that their coverage satisfies those obligations.

Professional Advice

The information on this website is not a substitute for professional legal, financial, or insurance advice. Color Glo franchise owners should consult qualified professionals regarding their specific coverage needs, franchise agreement obligations, and risk management strategies.

Trademark Notice

Color Glo International®, the Color Glo International logo, Online Check-In®, and Clip Notes® are registered trademarks of Color Glo International, Inc. All rights reserved. These marks are referenced on this website solely to identify the franchise system for which The Southern Agency provides insurance services and do not imply any affiliation with, sponsorship by, or endorsement from Color Glo International, Inc.

Contact

For questions about coverage or this disclaimer: ColorGlo@TheSouthernAgency.com | (800) 777-1872

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Color Glo Franchise Insurance Program

The Color Glo Franchise Insurance Program, administered by The Southern Agency, provides six coverage lines specifically organized around the risks of operating a Color Glo International mobile restoration franchise. Color Glo franchisees drive to every customer, work on valuable property at third-party locations, carry tools and colorants to every job, and serve commercial clients who require certificates of insurance. This program addresses every part of that operating reality.

Six Coverage Lines for Color Glo Franchise Operators

General Liability Insurance — Third-party bodily injury, property damage, and completed operations coverage for jobsite work at homes, dealerships, offices, marinas, and medical facilities.
Commercial Auto Insurance — Coverage for service vehicles, business-use driving to every job, and hired and non-owned auto liability for the mobile operating model.
Property Insurance — Coverage for product inventory, colorants, office equipment, and business assets at the franchisee's home, garage, or storage location.
Equipment / Inland Marine Insurance — Coverage for tools, repair kits, colorants, and supplies that travel with technicians to every job.
Garagekeepers Insurance — Coverage for customer vehicles in the franchisee's care, custody, or control during automotive restoration work.
Workers' Compensation Insurance — Statutory coverage for employed technicians protecting against injuries from driving, kneeling, lifting, and jobsite activity.

About The Southern Agency

The Southern Agency is an independent insurance agency with experience working across franchise systems. As an independent agency, the team accesses a broad panel of A-rated and admitted carriers — not just one — to find coverage that fits the specific risks of Color Glo International mobile restoration operations. The Southern Agency manages the coverage review, policy placement, commercial client certificate issuance, and annual renewal process for Color Glo franchise operators nationwide.

Franchisee Insurance Guide

Color Glo franchisees work across multiple types of restoration environments. The franchisee insurance guide covers coverage considerations organized by restoration type:

Contact The Southern Agency

Phone: (800) 777-1872
Email: ColorGlo@TheSouthernAgency.com
Request a Coverage Review